ZIP CODE 94509 // SAN FRANCISCO-OAKLAND-BERKELEY, CA // DATA AS OF 2026-09-30
Antioch, CA (94509) Rental Property Cap Rate & Cash Flow Report
Located in Contra Costa County (Antioch, CA), Zip Code 94509 ranks #214 of 500 within this selected sample (57th percentile) with a Zillow ZHVI typical home-value index of $536,330 (-1.0% YoY) and a ZORI observed market rent of $2,348/mo (+0.8% YoY). Requires at least 55.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,210/mo
Annual: -$14,521/yr
Modeled Cap Rate
3.36%
NOI: $18,023/yr
Cash-on-Cash Return
-11.77%
Cash Needed: $123,356
1% Rule Ratio
0.44%
Gross Yield: 5.25%
Break-Even Rent
$3,739/mo
State Tax: 0.71%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 94509 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (CA Avg 0.71%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,712/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$846/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (94509)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $555,362 | $2,069/mo | 4.47% |
| 2022 | $594,732 | $2,136/mo | 4.31% |
| 2023 | $567,115 | $2,229/mo | 4.72% |
| 2024 | $577,385 | $2,297/mo | 4.77% |
| 2025 | $541,757 | $2,329/mo | 5.16% |
| 2026 | $536,330 | $2,348/mo | 5.25% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 94513 Brentwood, CA | $781,518 | $3,420/mo | 3.36% | -$1,764/mo |
| 94533 Fairfield, CA | $532,198 | $2,318/mo | 3.34% | -$1,211/mo |
| 95355 Modesto, CA | $485,048 | $2,112/mo | 3.34% | -$1,104/mo |
| 94565 Pittsburg, CA | $559,194 | $2,429/mo | 3.32% | -$1,278/mo |
| 95624 Elk Grove, CA | $626,728 | $2,720/mo | 3.32% | -$1,435/mo |
| 95747 Roseville, CA | $664,852 | $2,883/mo | 3.32% | -$1,524/mo |