ZIP CODE 75002 // DALLAS-FORT WORTH-ARLINGTON, TX // DATA AS OF 2026-09-30
Allen, TX (75002) Rental Property Cap Rate & Cash Flow Report
Located in Collin County (Allen, TX), Zip Code 75002 ranks #261 of 500 within this selected sample (48th percentile) with a Zillow ZHVI typical home-value index of $451,769 (-5.4% YoY) and a ZORI observed market rent of $2,175/mo (+2.0% YoY). Requires at least 59.7% down payment at 6.5% interest to reach $0/mo break-even cash flow. This model combines different housing populations; it is not an observed average property return. Costs assume state-average tax, 0.5% annual insurance, 13% reserves and no HOA or management. Figures below follow your edits; this headline describes the original benchmark.
Net Monthly Cash Flow
-$1,134/mo
Annual: -$13,606/yr
Modeled Cap Rate
3.06%
NOI: $13,807/yr
Cash-on-Cash Return
-13.09%
Cash Needed: $103,907
1% Rule Ratio
0.48%
Gross Yield: 5.78%
Break-Even Rent
$3,478/mo
State Tax: 1.47%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 75002 BENCHMARK)
Edit any value
Purchase Price (ZHVI proxy)
Monthly Gross Rent (ZORI proxy)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (TX Avg 1.47%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,284/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$1,024/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (75002)
| Year | ZHVI Value | ZORI Rent | Gross Yield |
|---|---|---|---|
| 2021 | $402,766 | $1,932/mo | 5.76% |
| 2022 | $500,496 | $2,061/mo | 4.94% |
| 2023 | $498,940 | $2,184/mo | 5.25% |
| 2024 | $498,511 | $2,173/mo | 5.23% |
| 2025 | $477,412 | $2,132/mo | 5.36% |
| 2026 | $451,769 | $2,175/mo | 5.78% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 79912 El Paso, TX | $320,367 | $1,554/mo | 3.09% | -$794/mo |
| 77375 Tomball, TX | $355,110 | $1,679/mo | 2.97% | -$918/mo |
| 77450 Katy, TX | $374,993 | $1,763/mo | 2.94% | -$978/mo |
| 78045 Laredo, TX | $295,277 | $1,381/mo | 2.91% | -$776/mo |
| 78249 San Antonio, TX | $298,882 | $1,393/mo | 2.90% | -$790/mo |
| 77584 Pearland, TX | $382,920 | $1,905/mo | 3.22% | -$908/mo |